Teacher Salary in Toronto (2026)
Is 87,040/year enough to live in Toronto?
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Teacher Salary Analysis in Toronto
Education professionals play a vital role in Toronto's community, and Teachers earn an average of $87,040/year. Public school boards and private institutions both contribute to steady employment in the sector.
After federal and Ontario provincial taxes at a combined rate of 29.5%, take-home pay is approximately 61,337/year — or $5,111/month.
Living in Toronto on a teacher salary is very achievable. After covering a 1-bedroom apartment ($2,400/month) and typical living expenses, you'd have roughly $1,511/month left over for savings, investments, or lifestyle spending.
Teacher Salary Range in Toronto
Cost of Living in Toronto
Housing Costs
City Overview
How to Increase Your Teacher Salary
Additional qualifications (AQ courses) move you up the pay grid faster
International schools and private institutions often offer higher salaries
Summer school and tutoring can supplement income by $5,000–$15,000/year
Frequently Asked Questions
What is the average teacher salary in Toronto?
The average teacher salary in Toronto, ON is $87,040 per year as of 2026. This is above the national average of $68,000, primarily due to Toronto's cost of living index of 128 (Canada average: 100).
How much does a teacher take home after taxes in Toronto?
After federal and Ontario provincial taxes (combined effective rate: 29.5%), a teacher in Toronto takes home approximately $61,337/year — that's $5,111/month or $2,359 bi-weekly.
Is $87,040 a good salary in Toronto?
Toronto has a high cost of living (index: 128), so $87,040 is a comfortable salary that covers housing and living expenses with room to save.
What is the salary range for teachers in Toronto?
Teachers in Toronto typically earn between $57,600 and $108,800 per year, depending on experience, specialization, and employer. Entry-level positions start around $57,600, while senior roles can exceed $108,800.
How fast is the teacher job market growing in Toronto?
The teacher field is growing at approximately 4.2% nationally, a moderate pace consistent with overall labour market trends. Toronto currently has an estimated 1,612 openings, with an unemployment rate of 6.2%.